Interest Rate on Deposit

INTEREST RATES ON TERM DEPOSITS w.e.f. 01.10.2025.
Sr. No Period / Bucket
For General Public & Deposit Amount For Co-Operative Societies, Senior Citizens (Age 60 & above). Banks Staff/Ex-Staff Members For General Public & Deposit Amount For Co-Operative Societies, Senior Citizens (Age 60 & above). Banks Staff/Ex-Staff Members
1 Saving Deposit

Kishor Bachat / Basic Saving / Staff Saving

2.75% 2.75%
2 Fixed Deposit STR / FDR / MUC. (Monthly / Quarterly Interrest Payout) DD / KTY / RD (Cumulative Deposits)
I 7 Days – 14 Days 3.50% 3.50%
II 15 Days – 45 Days 3.75% 4.00%
III 46 Days – 90 Days 4.50% 4.75%   —
IV 91 Days – 180 Days 5.25% 5.75%                 —
V 181 Days – 364 Days 6.00% 6.50%                 —
VI 365 Days  to 2 Years 7.00% 7.25% 6.75%

(Yield 7.16%)

7.00%

(Yield 7.44%)

VII Above 2 Years – Upto 3 Years 7.25% 7.50% 7.00%

(Yield 7.71%)

7.25%

(Yield 8.02%)

VIII Above 3 Years – Upto 5 Years 7.00% 7.25% 6.75%

(Yield 7.94%)

7.00%

(Yield 8.29%)

IX Above 5 Years 6.75% 7.00% 6.50%

(Yield 7.61%)

6.75%

(Yield 7.94%)